Understand the numbers.
Keep the decision yours.
Explore estimates without an account or a credit pull. These tools run in your browser and do not send your inputs to Sasha.
Your estimate.
Enter your assumptions, select a term and choose Calculate to see the breakdown.
Estimate only; not a quote, APR, Loan Estimate or approval. Fixed-rate, fully amortizing loan. Excludes closing costs other than the funding fee, maintenance, utilities, special assessments and additional insurance unless included in your inputs. Taxes and insurance may change. No monthly VA mortgage insurance is included. A zero down-payment input does not establish eligibility.
VA funding fee source ↗ · Reviewed October 25, 2026
Check the exemption.
Then check the fee.
Choose the transaction and enter your amounts to see the applicable fee calculation.
Official VA schedule and exemption rules ↗
Standard purchase, IRRRL and cash-out scenarios only. Special program exceptions may apply.
Will the savings
cover the costs?
Enter the payments and net transaction costs to explore the simple break-even.
This simplified division does not model remaining balances, different terms, interest on financed costs, tax effects or time value of money. A lower payment or positive cash-flow result does not prove a refinance is financially beneficial. Ask Sasha to compare balances, remaining terms and total interest.
Review the full picture with Sasha →